Top Credit Cards Of 2020
Top Balance Transfer Credit Cards
Balance transfers should be easy. These Cards make that happen. If you are looking to save money on the cards you currently have, Top Balance Transfer Cards are the way to go.
Top Rewards Credit Cards
Getting the Most from what you are purchasing is ALWAYS a good priority. The Top Rewards Cards are exactly how to do that. Get better deals and leave more money in you pocket today!
Top Cash Back Credit Cards
When you purchase something wouldn't it be great to get some of that money back. The Top Cash Back Cards will do just that! Stop spending with no return and get some money back from your everyday purchases!
Top Travel Credit Cards
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Top Business Credit Cards
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Top Low Interest Credit Cards
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Top Credit Building Cards
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Go To The Blog!
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Top Student Credit Cards
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Having The Top Credit Cards Has Never Been Easier!
There are so many different types of credit cards out there, it can be daunting to know which ones are the best in each category.
Pretty well all Credit Cards can be placed into one of the 8 categories above.
There are many reasons that you should be using your credit cards for your purchases. Credit Cards offer you the ability to;
Build and/or repair your valuable credit history, Credit Cards offer you advanced Fraud protection. (some even monitor the Dark Web for you)
You can also get Rewards and receive coupons and cash back from your everyday purchases that you will be making anyways.
Here are the BEST CREDIT CARDS from All the categories for you to get Today!
Top Credit Cards for Balance Transfers
Regular APR%
Variable 16.24% – 26.74%
Intro Perks
0% for 12 Months on purchases and 0% for 21 Months on balance transfers
Annual Fees
$0 per year
Balance Transfers
$5 or 5% of each transaction whichever is higher
Introductory $0 balance transfer fee for the first 21 months
Security & Features
- Identity Theft Protection
- $0 Liability On Unauthorized Charges
- 24/7 Customer Service
- Account Alerts
- Choose Payment Date
- Digital Wallet
- Tap To Pay
Regular APR%
Variable 14.49%-24.49%
Intro Perks
0% for 15 billing cycles on purchases and 0% for 60 days on balance transfers
Annual Fees
$0 per year
Balance Transfers
3% of each transaction ($10 minimum)
Introductory $0 balance transfer fee for the first 60 days
Security & Features
- Block Potential Fraud
- Chip Technology
- Overdraft Protection
- Paperless
- Digital Wallet
- Online & Mobile
- FICO Updates
- Account Alerts
Top Credit Cards for Rewards
Regular APR%
Variable 17.49%–24.49%
Intro Perks
60,000 Bonus Points when you spend $4000 on purchases within the first 3 months
Annual Fees
$95 per year
Reward Perks
2X the points on travel and dinning, 1 point for every dollar on regular purchases
25% MORE value when you redeem for travel
Security & Features
- 1:1 Point Transfer
- Travel & Purchase coverage
- 24/7 Support
- NO Foreign Transaction Fees
- Partner Benefits (DoorDash Lyft)
Regular APR%
Variable 13.49%–24.49%
Intro Perks
0% Intro APR for 14 months on purchases and balance transfers.
3% Intro Balance Transfer Fee until June 10, 2020
Annual Fees
$0 per year
Reward Perks
Earn 5% cash back on everyday purchases at certain places up to a quarterly maximum. 1% cash back on ALL other purchases!
Match all the cash back you’ve earned at the end of your first year
Security & Features
- Cash Back never expires
- Freeze It account switch
- FICO credit checks
- Purchase Monitor
- Tap enabled
- US based Customer Service
- Identity Protection
Top Low Credit/Building Credit Cards
Regular APR%
24.49%
Intro Perks
Match all of your cash back for the first year!
The security deposit is refundable.
Annual Fees
$0 per year
Reward Perks
Earn 2% cash back on gas stations and restaurants up to a quarterly maximum of $1000.
Unlimited 1% cash back on ALL other purchases!
Security & Features
- Cash Back never expires
- Freeze It account switch
- Free credit scorecard
- reports to Credit bureaus
- US based Customer Service
- Identity Protection
Regular APR%
Variable 26.99%
Intro Perks
None.
Annual Fees
$0 per year
Bonus Perks
Access to a higher credit line after 5 months of minimum payments.
Auto rental collision waiver and travel accident insurance.
$0 transfer fee
Security & Features
- Identity Theft Protection
- $0 Liability On Unauthorized Charges
- 24/7 Customer Service
- Account Alerts
- No foreign transaction fees
- Autopay from your account
Top Cash Back Credit Cards
Regular APR%
Variable 15.49% – 25.49%
Intro Perks
$200 Cash Rewards Bonus Offer
0% APR for the first 15 billing cycles on purchases and transfers for the first 60 days
Annual Fees
$0 per year
Bonus Perks
3% cash back in the category of your choice*
2% cash back at grocery stores and wholesale clubs*
1% cash back on all other purchases*
*quarterly maximum
Security & Features
- Identity Theft Protection
- Chip Cards
- Optional Overdraft Protection
- Account Alerts
- Digital Wallet
- Online/Mobile
- FICO scores
Regular APR%
Variable 13.49%–24.49%
Intro Perks
0% Intro APR for 14 months on purchases and balance transfers.
3% Intro Balance Transfer Fee until June 10, 2020
Annual Fees
$0 per year
Reward Perks
Earn 5% cash back on everyday purchases at certain places up to a quarterly maximum. 1% cash back on ALL other purchases!
Match all the cash back you’ve earned at the end of your first year
Security & Features
- Cash Back never expires
- Freeze It account switch
- FICO credit checks
- Purchase Monitor
- Tap enabled
- US based Customer Service
- Identity Protection
Top Credit Card For Travel
Regular APR%
Variable 17.49%–24.49%
Intro Perks
60,000 Bonus Points when you spend $4000 on purchases within the first 3 months
Annual Fees
$95 per year
Reward Perks
2X the points on travel and dinning, 1 point for every dollar on regular purchases
25% MORE value when you redeem for travel
Security & Features
- 1:1 Point Transfer
- Travel & Purchase Coverage
- 24/7 Support
- NO Foreign Transaction Fees
- Partner Benefits (DoorDash Lyft)
Regular APR%
Variable 17.24%–24.49%
Intro Perks
50,000 bonus miles once you spend $3,000 on purchases within the first 3 months
Annual Fees
$0 intro for the first year, $95 after that
Reward Perks
Unlimited 2X miles per dollar on every purchase
Up to $100 credit for Global Entry or TSA Pre®
Security & Features
- No Foreign Transaction Fees
- Use Miles On Flights Hotels and more
- Travel Loyalty Program
- Paribus Savings
- Travel Accident and Collision Protection Available
Top Low Interest Credit Cards
Regular APR%
Variable 13.49%–24.49%
Intro Perks
0% Intro APR for 14 months on purchases and balance transfers.
3% Intro Balance Transfer Fee until June 10, 2020
Annual Fees
$0 per year
Reward Perks
Earn 5% cash back on everyday purchases at certain places up to a quarterly maximum. 1% cash back on ALL other purchases!
Match all the cash back you’ve earned at the end of your first year
Security & Features
- Cash Back never expires
- Freeze It account switch
- FICO credit checks
- Purchase Monitor
- Tap enabled
- US based Customer Service
- Identity Protection
Regular APR%
Variable 14.49%-24.49%
Intro Perks
0% for 15 billing cycles on purchases and 0% for 60 days on balance transfers
Annual Fees
$0 per year
Balance Transfers
3% of each transaction ($10 minimum)
Introductory $0 balance transfer fee for the first 60 days
Security & Features
- Block Potential Fraud
- Chip Technology
- Overdraft Protection
- Paperless
- Digital Wallet
- Online & Mobile
- FICO Updates
- Account Alerts
Top Credit Cards For Business
Regular APR%
Variable 18.49%
Intro Perks
Earn a one-time $500 bonus when you spend $4,500 in the first 3 months
$0 Annual Fees for the first year
Annual Fees
$0 for the first year, $95 after that
Reward Perks
Unlimited 2% cash back on All purchases!
Redeemable any time
Free Employee cards
Security & Features
- Cash Back Never Expires
- Free Employee Cards
- Fraud Coverage
- Year End Summaries
- Easy Accounting formats
- No foreign Transaction Fees
- Plus More!
Regular APR%
Variable 14.24% – 20.24%
Intro Perks
0% API on purchases and balance transfers for 12 months
Annual Fees
$0 per year forever
Reward perks
Earn 2X Membership Rewards® points on everyday business purchases up to $50,000 with no category restrictions
unlimited 1X points after
Security & Features
- Ability to spend above the credit limit
- Free Employee Cards
- Year End Summary and Online Statements
- Vender Pay by Bill.com
- American Express App
Top Credit Cards For Students
Regular APR%
Variable 14.49% – 23.49%
Intro Perks
0% APR for purchases during the first 6 months
Annual Fees
$0
Reward Perks
Receive a $20 credit for up to the next 5 years for having a GPA 3.0 or higher
5% cash back up to maximum each quarter and 1% after.
match your first years cash back, no limit.
Security & Features
- Cash Back never expires
- Freeze It account switch
- FICO credit checks
- Purchase Monitor
- Tap enabled
- US based Customer Service
- Identity Protection
Regular APR%
Variable 14.49% – 23.49%
Intro Perks
0% APR for purchases during the first 6 months
Annual Fees
$0
Reward Perks
Receive a $20 credit for up to the next 5 years for having a GPA 3.0 or higher
2% cash back up to $1000 each quarter and 1% after.
match your first years cash back, no limit.
Security & Features
- Cash Back never expires
- Freeze It account switch
- FICO credit checks
- Purchase Monitor
- Tap enabled
- US based Customer Service
- Identity Protection
